Preventive care plays an important role in reducing health care expenses.
In many cases, more expensive treatments and procedures can be avoided through
regular visits to your Primary Care Physician (PCP), a healthy diet, and exercise.
LIVE FOR LIFE, Duke's employee wellness program also offers a wide range of health checks and fitness
opportunities for faculty, staff, and their families.
The average annual health care cost per person covered
by one of Duke's four health plans is more than $3,100, but
with Duke's health benefits, participants only pay a small
portion of that cost.
Coverage & Eligibility
Levels of Coverage
When making your health care, dental care, and vision care selections, you may
choose from among the following levels of coverage:
- Employee
- Employee/Child
- Employee/Children — only available for health and vision care*
- Employee/Spouse or Employee/Same-Sex Spousal Equivalent
- Family (includes Spouse)
Your premium for coverage — including your contribution and Duke's
contribution towards care — will vary, depending on which level of coverage you
select.
*Dental care coverage does not include an Employee/ Children option. You may cover any
number of children in the dental plan by choosing the Family option.
Who Are My Eligible Dependents?
The following dependents are eligible for enrollment:
- Your legal spouse or same-sex partner
- Your unmarried dependent children (includes natural children, stepchildren,
adopted children, foster children, or children for whom you are a legal
guardian up to age 19, or up to the 26th birthday if unmarried, full-time
students. Dependent children do not include grandchildren, siblings, or
other family members, or children of whom you have legal custody)
- Your children who are mentally or physically disabled and incapable
of self-support after age 19, as long as their disability began before they
turned age 19, and they were covered under a Duke health plan prior
to age 19
Your contributions for health care, dental care, and vision care are deducted from
your pay on a pre-tax basis, saving you federal income, state income, and Social
Security taxes. In some circumstances, however, the federal tax law may require
post-tax treatment.
* Same-sex spousal equivalents must be registered through Human Resources
by completing the forms on the Benefits Forms Page.
|
