Duke HR - Disability Benefits

If your treating physician indicates you will be out of work more than your benefit waiting period due to disability, you may file for benefits under the Duke Disability plan. To obtain the necessary forms, just click here to request a disability claim kit.

Return the claim paperwork to Human Resources within 180 days of your becoming disabled and/or your last day worked due to disability. Your claim will be sent to the disability vendor, who will acknowledge receipt and notify you if additional medical information is needed. Approval or denial of a disability claim, which generally takes four to six weeks, will be determined after all the necessary documentation is obtained for claim review. Please note that applying for Disability does not guarantee that you will be approved.

After completion of the benefit waiting period, you will be paid a monthly benefit at the end of each month in which you qualify for benefits. Direct deposit is required for all benefit payments. If you are disabled for part of a month, the benefit payable is based on 1/30th of your monthly income benefit for each day you are disabled.

Your Benefit Waiting Period Is:

Duke Health System - 3 months
Duke Raleigh Hospital - 3 months
Durham Regional Hospital - 3 months
All Other Employees - 4 months

Qualifying to Receive Benefits

The plan pays benefits if you become disabled and qualify to receive benefits. The benefit payable is based on the Schedule of Benefits in effect on the date you became disabled.

Benefit Waiting Period

The benefit waiting period is the length of time you must be continuously partially or totally disabled before you qualify to receive any benefits.

The benefit waiting period begins on the first day your doctor states in writing that you are disabled because of sickness or accidental injury; no benefits are payable during the benefit waiting period. You must be under the continuous care of a doctor during your benefit waiting period for benefits to be payable after the benefit waiting period. During waiting period, you can receive pay and benefits through your vacation, sick, Paid Time Off (PTO) benefit, or donated hours through the Kiel Memorial Vacation/PTO Donation Program.

Exception: You may return to work for up to 10 days during the benefit waiting period without having to begin a new benefit waiting period. The days you work do not count toward meeting the benefit waiting period, and any part of a day worked will count as a full day for the benefit waiting period. If you return to work for more than 10 days before satisfying your benefit waiting period, you will have to begin a new benefit waiting period.

Duke Disability: Filing for Benefits

Qualifying to Receive Benefits

Benefit Waiting Period